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Dental Claim Form
Dental Insurance
If you belong to a traditional insurance plan we can assist
you by filing your insurance claim. Traditional insurance
is typically one in which you can choose any dentist you
desire. Our practice does not belong to any PPO or DMO
insurance plans. If you are not sure what type of plan
you have, we will be happy to call for you and explain
your benefits to the best of our ability.
In an effort to provide high quality dental care and to
clarify our position on filing for your insurance benefits,
we would like to share some facts about dental insurance
with you:
- Your dental insurance is based on a contract between
your employer and the insurance company. While we will
attempt to estimate your dental benefits to the best of
our ability, this is an estimate ONLY, and should not be
depended on as the final decision. Should questions arise,
it is best to contact your insurance company directly.
- You may receive notification from your insurance company
stating dental fees are “higher than usual and customary”.
An insurance company surveys a geographic area, calculates
an average fee and then takes that fee and considers it
customary. Included in this survey are discount clinics
and managed care facilities, which bring down the average.
Most doctors in private practice will have fees, which
are defined as “above usual and customary”.
- Many
plans tell participants they will be covered “up
to 80% or up to 100%” but do not clearly specify
plan fee schedule allowances, annual maximums or limitations.
Insurance companies do NOT cover all dental services.
If you have any questions about the above information or
any uncertainty regarding insurance coverage, PLEASE
do not hesitate to ask us. WE are here to help you!
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